Here is another example of how a passenger can use Personal Injury Protection (PIP). If you have elected to have PIP coverage under your own policy of insurance, then you may be covered even if you are a passenger in a vehicle where the driver does not have PIP coverage. You may submit a claim for your PIP and provide your insurance with your medical expenses and your lost wages, and they should pay on that claim with no questions asked. We have helped our clients recover their Personal Injury Protection (PIP) benefits and because it is just a matter of filling out the correct paperwork, I have never taken any attorney fees for assisting a client to obtain the PIP benefits. If you were a passenger in a car accident and you need help filing a claim for your personal injuries, then call us today for your free consultation so that we may discuss your rights.